Virtual might not be the right word because virtual means that it's not real and we are definitely buying and selling "real" estate here along the Gulf Coast of Florida. Real estate doesn't stop regardless of what's going on around us, especially when the housing market is doing so well. Rates are … [Read more...]
Can I Really Get a Zero Contact Home Loan?
These are just weird and strange times we're living in, unprecedented and something no one has ever seen in our lifetime. But, real estate has been deemed an essential service and it really is! For those that still need to buy or sell a home during these pandemic times with the outbreak of COVID-19, … [Read more...]
New Credit Scoring System Could Challenge Buyers
FICO, also known as Fair Isaac Corp which determines your credit score, has built a new set of scoring models that could affect your ability to obtain a home loan. In the past, major credit reporting agencies such as Experian, Trans Union, and Equifax took a variety of factors to determine your … [Read more...]
8 Costs All Homeowners Should Be Prepared For
Being a homeowner does mean more responsibility than being a renter. Whether you're buying a home for the first time or just trying to prepare for homeownership, here are 8 major costs all homeowners should be aware of and prepare for. #1. Property taxes. As a renter, the landlord is the owner of … [Read more...]
How Important is the Appraisal Process When Buying?
If you take a ring or a piece of jewelry into the jewelers to have it appraised an expert I will take a look at the quality, craftsmanship, and design of a piece and determine its value. Of course, the value of something is only as high as someone is willing to pay for it, but the same is true for … [Read more...]
The 4 C’s of Credit and Why It’s Important
It's important to know the four C's of credit, your history, and your finances in order to buy a home or refinance. Here's what you need to know about the four C's of credit and why it's important. #1. Credit history. This involves going back through the history of all credit card applications, … [Read more...]
